• Home
  • Get A Quote
  • Customer Service
  • Claims
  • Report Your Claim
  • Carrier Contact
  • Pay
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us Call or Email Us Today
Client Center Login
  • Home
  • Quote
  • Coverages
    • Automobile
    • Business & Commercial
    • Flood
    • Health
    • Homeowners
    • Life
    • Renters
    • Umbrella
    • Watercraft & Boat
    • Windstorm
  • Service
    • Customer Service Portal
    • Customer Service Forms
  • Claim
    • Claim Information
    • Report a claim to the agency
    • Report a claim to the carrier
    • What to do after an accident
    • What to do if there's a fire
    • What to do if there's a flood
    • What to do to after a loss to your home
    • Prepare for hurricane season
    • Water Damage -Act quickly
    • what to do a power outage
  • Pay
  • Resources
    • Employment Center
    • Blog
    • Important Links
    • Secure Area
    • Insurance Glossary
    • Join Our Newsletter
    • Insurance Carrier Contacts
    • First Home Insurance checklist
    • Video Tips
  • About Us
    • About Us
    • Employee Directory
    • Testimonials
    • Location Map
    • Refer a Friend
    • Privacy Policy
  • Contact
Homeowners Insurance HOME Read More
Auto Insurance AUTO Read More
Renters Insurance RENTERS Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Watercraft Insurance WATERCRAFT Read More
Home > Blog > Your home's insurance claims history affects your rates- how to check yours?
TUESDAY, SEPTEMBER 24, 2019

Your home's insurance claims history affects your rates- how to check yours?

 

How to get a CLUE about your claims history

Your future or current home's insurance claims history can affect your insurance rates.   You may want to check the property’s history of insurance claims.

Insurance companies look at a property’s past claims and use that as a factor in deciding how much you’ll pay for homeowners insurance. They get this data from the Comprehensive Loss Underwriting Exchange (CLUE). You can, too.

 

1 What is a CLUE report?

A CLUE report shows the claims filed for any house or car for the past seven years. It lists claims on your home or vehicle, even if you weren’t the owner at the time.

2 What gets reported?

Insurance companies can report information to CLUE when you file a claim. They report:

  • Date of loss.
  • Loss type.
  • Amount paid on the claim.

The report will include the policy number, claim number, and insurance company.

3 What doesn’t get reported?

Companies aren’t supposed to report any questions you ask about your policy or deductible. When you’re talking to your agent, make sure you’re clear about whether you’re filing a claim or just asking a question about your policy.

4 Can I check or correct it?

Yes. You can get a free copy of your report each year by contacting LexisNexis. Also contact LexisNexis to dispute wrong information or to add an explanation.

5 How can I use a CLUE report?

If you’re buying a house, you can ask the owner to show you a CLUE report for the property. If you’re selling a house, a CLUE report can help potential buyers know the condition of the house they’re buying.

 

Suzanne Brown Insurance Agency

A Texas Independent Insurance Agency with over 100 insurance carriers

www.SuzanneBrownAgency.com

281-558-2210

 

Posted 2:15 PM

Tags: clue report, home claims, home insurance, flood insurance, renters insurance, houston insurance, best insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • houston insurance(432)
  • houston home insurance(353)
  • home insurance(328)
  • auto insurance(225)
  • houston auto insurance(212)
  • independent insurance agent(207)
  • katy home insurance(184)
  • insurance(169)
  • renters insurance(138)
  • cypress home insurance(121)
  • woodlands home insurance(109)
  • flood insurance(108)
  • spring home insurance(107)
  • katy auto insurance(103)
  • katy insurance(91)
  • independent insurance(87)
  • independent insurance agency(70)
  • houston flood insurance(55)
  • spring auto insurance(55)
  • cypress insurance(49)
  • woodlands auto insurance(47)
  • home insurance houston(42)
  • insurance agent(40)
  • woodlands insurance(39)
  • best insurance(37)
  • home insurance agent(33)
  • spring insurance(32)
  • life insurance(28)
  • cypress auto insurance(26)
  • home insurance katy(25)
  • houston renters insurance(25)
  • home insurance woodlands(24)
  • business insurance(23)
  • auto insurance agent(22)
  • springwoods village insurance(19)
  • magnolia home insurance(18)
  • home insurance spring(18)
  • umbrella insurance(18)
  • water damage(17)
  • jewelry insurance(16)
  • auto insurance houston(15)
  • health insurance(15)
  • liability insurance(14)
  • best insurance agent(14)
  • identity theft(13)
  • boat insurance(13)
  • hurricane season(12)
  • katy flood insurance(11)
  • windstorm insurance(10)
  • homeowners insurance(10)

View Mobile Version
Facebook
Twitter
LinkedIn
Blog
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Facebook Logo

Resources

Home About Us Get a Quote Customer Service Refer A Friend Contact Us

Contact Us

  • 11999 Katy Freeway Suite 635
  • Houston TX 77079
  • P: 281-558-2210
  • Email Us
© Copyright. All rights reserved.
Powered by Insurance Website Builder