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Home > Blog > What to do if it floods
FRIDAY, MARCH 23, 2012

What to do if it floods

What to do if it floods


Before

  • Get flood insurance.  Your homeowners insurance policy does not cover flood damage.
  • Collect emergency building materials if you live in a frequently flooded area: plywood, plastic sheeting, lumber, nails, shovels and sandbags.
  • Prepare a survival kit.
  • Plan and practice an evacuation route.  Establish a meeting place should your family get separated.
  • Review how to shut off utilities in an emergency with all family members.
  • Move property to a higher place like an attic or second story.
  • Have an inventory listing of your belongings if time permits or take pictures of each room.

During

  • Listen to a battery operated radio or television for the latest storm information.  If advised to evacuate, do so immediately.
  • Move to high ground, avoid rising waters and do not walk or drive through any
    floodwaters.
  • Do not try to drive over water you cannot tell the depth.  Less than a foot of water can flood out your vehicle.  You've heard that saying " Turn around, don't drown."
  • Stay away from downed power lines and electrical wires.

After

  • Listen to the radio and do not return home until authorities indicated it is safe to do so.
  • Be watchful of snakes that may have found their way into your home.
  • Throw away all food that has come into contact with floodwaters.  (take a picture and make list of it for your claim, if you can).
  • Call a water restoration company who can help you extract surface water.
  • Report your loss to your agent.  

 

Be Prepared..

 

Preferred Risk Flood Insurance:

(1000 deductible on each)

Dwelling  Contents   Premium/year

 20,000      8,000      129

100,000    40,000      310

200,000    80,000      388

250,000  100,000      412

Please email me today if you would to apply for coverage.

If you do not have flood insurance, get it now because there is a 30 day waiting period from when payment is received to when coverage starts.
Posted 11:42 PM

Tags: houston flood insurance
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