Homeowners Insurance Policy typically have a sublimit for Jewelry & Valuable Items
Homeowners policies may provide limited coverage amounts for jewelry or valuable items, based on the type of item and cause of loss. Valuable items coverage may provide the protection you need for your valuable possessions in the event of covered loss from, for example, theft or fire.
What Does Jewelry Insurance Cover?
Jewelry insurance covers valuable items from jewelry to collectibles, if these items are stolen or damaged in a covered event. A homeowners policy may not cover, or provide enough coverage, for those valuable items. Jewelry and valuable items coverage can help to give you peace of mind. Ask for coverage that includes worldwide coverage, mysterious disappearance, breakage and more. Discounts may be available for those items kept in safes.
Consider Valuable Items Coverage For:
- Jewelry and engagement rings
- Silverware, china and crystal
- Fine art
- Stamp and coin collections
- Sound equipment (recorders)
- Sports equipment (archery, camping, fishing, skiing)
- Wedding gifts
- Musical instruments
- Golf Equipment
- Pedigreed dogs
- Garden tractors
- Political campaign collections
Suzanne Brown Insurance Agency
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