What is the Difference between Equipment Breakdown Coverage and a Warranty?
Coverage When You Need It
Are you covered if you have a major equipment breakdown on one of the systems that keeps your home up and running? It’s an easy thing to take for granted, until a system like your air conditioning or hot water heater begins acting up and things start to get uncomfortable. Many carriers now offer equipment breakdown coverage. Many people do not know that a typical homeowners policy does not consider equipment breakdown as a covered loss.
Equipment breakdown coverage is additional coverage that offers support for the costs of repairs or replacement associated with the major systems of your home. Many of these endorsements offers homeowners a cost-effective way to help protect these valuable systems.
Equipment Breakdown Vs. Warranties
Equipment breakdown coverage covers many types of systems in your home and attached to your property including:
- Furnaces, Heaters & Air Conditioning Systems
- Ventilation systems
- Water heaters and boilers
- Electric power panels
- Well pumps
- Pool and spa equipment
Contact us today to discuss your equipment breakdown coverage options and select a policy that fits your needs.
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 100 insurance carriers