The maximum cost of a flood insurance policy in the preferred risk program is $430/year in most of our area for $250,000 of dwelling and 100,000 of contents coverage with 1250 deductibles.

Expect the Unexpected

When we think of floods, we think of flash floods, heavy rains and hurricanes. Two recent flood events were unexpected. Consider June’s flash flooding in Colorado, a result of erosion and wildfire.

Also in other places where residents have been under a drought, flood is not expected but the parched landscape will allow any subsequent rainfall to pose a higher risk of flash flooding because the ground will not absorb that water. That water will flow down that hill, and those at the bottom of the hill are going to be at serious risk.

Another unexpected flooding scenario arises in the aftermath of heavy snowfall in the north that melts and swells rivers in its journey south—and related flooding is subject to a FEMA rule your clients may not know about.

Flood insurance is very affordable. Please contact us to discuss your flood insurance options.

Suzanne Brown Insurance Agency

A Texas Independent Insurance Agency with over 40 insurance carriers

www.SuzanneBrownAgency.com

281-558-2210