Unfortunately, most of us have encountered a scam, whether big or small, at some point in our lives whether it has happened to us or someone we know. Take a look at the top ten scams of 2014 according to the Better Business Bureau so that you can be conscious and make sure you don't fall victim to these sneaky scams.
- Arrest Scam is when you receive a suspicious phone call from someone who claims to be a police officer or government agent who is coming to arrest you, unless you send them money via a prepaid debit card or wire transfer.
- Tech Support Scam is when you get a call or pop-up on your computer claiming to be from Microsoft, Norton, or Apple about a problem with your computer. If you give "tech support" access to your hard drive, they will fix it for you; however, they are actually installing malware on your computer and stealing personal information stored on your computer.
- "Are You Calling Yourself?" Scam is when the scammer puts your own phone number as their caller ID so it looks as if you are receiving from your own phone number. This intrigues or confuses most people, who end up answering the call out of curiosity or concern and then the scammer has gotten your attention and can pull whatever scam they are planning.
- Copycat Website Scam is when you receive a text message, email, or social media post about a great sale or new product disguised as a popular retailer's site. However, once you order you either get a counterfeit or nothing at all, while they have your money and your credit card number!
- Medical Alert Scam is when you get a call from a company who claims that a concerned family member ordered you a medical alert device in case you have an emergency. They take down your credit card number and banking information but you never receive anything.
- Emergency Scam is also known as the "grandparent scam" because scammers usually use this on older consumers. You receive a call or email from your grandchild or another relative claiming they have been injured, robbed, or arrested while they are traveling overseas and that they need money.
- Government Grant Scam is when you receive a call saying that you have been awarded a government grant for a lot of money. All you have to do to collect this grant is pay a few fees by wire transfer or prepaid debit card.
- Robocall Scam usually involves "Rachel from Cardholder Services" who claims that she can lower your credit card interest rates and takes your personal information and credit card number.
- Click Bait Scam is when a scammer uses a big news headline to catch your attention and then adds a link you must click on to view whatever they have mentioned in their headline.
- Sweepstakes Scam is when the scammer pretends that you've won a contest, the lottery, or some other prize; however, before you claim your prize you must pay fees or taxes.
Suzanne Brown Agency is a proud supporter of the Better Business Bureau. Owner Suzanne Brown is a BBB Education Foundation board member and supports their mission: to inform, educate and advocate on behalf of consumers and businesses by providing information and education in an effort to combat unethical business practices.
To obtain free insurance quotes or better insurance coverage please contact an independent insurance agency like us who can offer multiple carriers.
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 40 insurance carriers