Prepare for 2018 Hurricane Season.
It is being forecasted to be more active than average.
Everyone needs flood insurance in this part of Texas.
- Three 500 year floods in the Houston area in three years.
- Since the 1970s, almost 30 flood events in the Houston area.
Flood damage can happen everywhere, even in the hill country.
Flood damage is the worst damage I see because the water is usually full of bacteria and dirt as rain water comes into your home and soaks into your home for an extended amount of time. Building materials and personal belongings usually need to be replaced and are not salvageable. Flood damage is expensive. The average flood claim is almost $40,000 while the premiums can start as low as $300/year depending on your flood zone and coverage limits. Paying $300 for flood insurance to pay for $40,000 in flood damage seems like a good protection. Low risk areas do not mean no risk for flood insurance. In fact, one third of flood disasters occur in flood zones X (low risk zone). Flood insurance helps you be financially ready if you have flood damage.
For your rates in zone X click here.
Please take note that forecasters believe the 2018 hurricane season will be more active than average.
5. Prepare your home, trim trees, patch roof, stock up
Please contact our office to review your coverages, options and deductibles. As you know, we add new carriers and offer over 100 insurance carriers.
If would like more information please contact us,
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 100 insurance carriers