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Suzanne Brown Agency LLC Blog: spring auto insurance

View the latest blog posts from Suzanne Brown Agency LLC.

  Rental Cars: Your personal automobile policy may provide liability coverage for your personal use of a rental car when you are travelling away from home within the 48 contiguous United States.    If you have physical damage coverage on your auto policy, that coverage also extends to the rental car, subject to your deductible. READ MORE >>

While you cannot control your young driver and if they will text while driving, you can protect your assets by reviewing your liability limits with your agent.   You will want to select higher liability coverages to pay for injuries to other people or damage to others' property if there is a covered accident and your driver is found responsible. READ MORE >>

During the holiday season, we are all alot busier with getting our shopping completed and event planning done.   Holiday shoppers are often distracted, more focused on their lists and juggling packages than paying attention to their surroundings. READ MORE >>

Top distractions The AAA Foundation study found the following to be the top three distractions for teens when behind the wheel in the moments leading up to a crash: Talking or attending to other passengers in the vehicle (15% of crashes). Talking, texting or operating a cell phone (12% of crashes). READ MORE >>

Protect you and your precious cargo with checking to see if your auto has been recalled.  It's easy. ______________________________________         With another major auto recall last week with Honda, there have been so many recalls this year. READ MORE >>

Do a title check - Look before you buy If you are purchasing a pre-owned vehicle,  do a title check before you buy.   Go to to connect to the national motor vehicle database.   That's where you'll learn whether the used vehicle you're eyeing was ever stolen, salvaged, rebuilt or flood damaged. READ MORE >>

Ok I have to admit.  I received a speeding ticket recently.  If you have, the first thing you want to do without delay is ask your court if you can take defensive driving or a ticket dismissal course.  They are really easy to do. READ MORE >>

Among the data in its report, NICB lists the top 10 most frequently stolen vehicles in 2014 ― owners of these vehicles will want to make sure they keep them safe: 10. Nissan Maxima Number stolen in 2014: 6,586.   9. Acura Integra Number stolen in 2014: 6,902. READ MORE >>

   Heavy rains expected.  Flash flood warnings and watches will be in force. When the road is wet, the film of the water on the asphalt causes tires to lose traction. Less obvious is the fact that rain reduces driver perception - it's harder to see through the rain - and also decreases visibility through its action on headlights, windshields and the road itself. READ MORE >>

Important Updates to Texas State Laws Driver Responsibility: The Driver Responsibility law establishes a system to assess surcharges based on certain traffic offenses. Points are assessed to moving traffic violation convictions. READ MORE >>

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