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Suzanne Brown Agency LLC Blog: homeowners insurance

View the latest blog posts from Suzanne Brown Agency LLC.

      Do you have a four legged loved one?  Do you want to learn if your home insurance protects you for unforeseen pet accidents?    We know how special your pet may be, and sometimes they even become family. However, some dog owners may find it more difficult to secure a homeowners policy. READ MORE >>

Here are five steps homeowners can take to protect their property during stormy weather to reduce the chance of catastrophic damages: 1. Clear away outdoor items Make sure all lawn furniture, gardening tools, sporting equipment and other outdoor items are stored away if a storm is heading your way. READ MORE >>

Do you know how to use a fire extinguisher? Remember PASS (Pull, Aim, Squeeze, Sweep) READ MORE >>

Insurance Costs for December Weather in U.S. Could Top $2 Billion: Aon Total economic losses from the weather events in the U.S. during the month of December will exceed $4 billion, with insured losses likely to approach or exceed $2 billion, according to reinsurance intermediary Aon Benfield’s Impact Forecasting. READ MORE >>

Dog Bite Liability THE TOPIC MAY 2014 Sixty-eight percent of U.S. households, or 83.3 million homes, own a pet, according to a 2013/2014 survey from by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4. READ MORE >>

If You Are Planning to Remodel Your Home, Notify Your Insurance Company First Major Improvements to the Interior or Exterior of Your House Can Significantly Change Your Insurance Needs READ MORE >>

If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.   READ MORE >>

What to do before you leave a home unoccupied for an extended period of time, 1.     Find a service or trusted neighbor or family member to watch your property while it's unoccupied. 2.     Check with your insurance agent about what coverages you may need while the property is unoccupied. READ MORE >>

How much homeowners insurance do I need? You need enough insurance to cover the following: The structure of your home. Your personal possessions. The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs. Your liability to others. READ MORE >>

Did you know your homeowners insurance has sublimits for jewelry, fine arts, gun, furs, collectibles, etc? Usually that sublimit is 2500 or less by category so that means if you received a nice piece of jewelry valued more than 2500 you will want to add the piece to your policy. READ MORE >>

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