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Suzanne Brown Agency LLC Blog: home insurance

View the latest blog posts from Suzanne Brown Agency LLC.

 Thank you for your Service! Happy Veterans Day! Suzanne Brown Insurance AgencyA Texas Independent Insurance Agency with over 100 insurance carrierswww.SuzanneBrownAgency.com281-558-2210   READ MORE >>

    Did you know that some carriers offer you a discount on your home insurance policy if you have a smart home device?   Alot of homes now have a Ring, Vivint, Alexa or some smart home device that monitors doors and other entry points.   Every 13 seconds, a burglary occurs somewhere in the U. READ MORE >>

     All insurance policies vary but you may want to check your home insurance policy for coverage for losses caused by unauthorized use of ATM, credit card or debit cards.    As we go into a cashless society, the number of websites we enter our personal information with our credit or debit cards continue to grow everyday. READ MORE >>

  Did you know your home insurance may cover damage from falling objects?  Falling objects may include debris from the sky like aircraft parts, a neighbor's tree, hail, a baseball from the another's yard. Please check your policy for coverage or contact our office if you would like to discuss your individual policy for coverage. READ MORE >>

  Homeowners policies differ and vary by form, endorsements and exclusions.   Some home insurance policies do cover recreational, not business, use of damage caused by a drone.  For example, if the drone goes into a window or does damage to a roof, that damage could be covered by your home insurance policy. READ MORE >>

  Does your home insurance cover foundation damage? We purchase home insurance to offset the costs of damage to our homes.  On a standard home insurance, foundation damage is not automatically covered so we recommend you add foundation damage coverage on your policy READ MORE >>

  How to get a CLUE about your claims history Your future or current home's insurance claims history can affect your insurance rates.   You may want to check the property’s history of insurance claims. READ MORE >>

  We're ready to help you if you have damage from Imelda flooding.   Remember to document damage and file insurance claims quickly.  Report your property damage as soon as possible For company phone numbers, use our Company Lookup or call us at 281-558-2210. READ MORE >>

What is the Difference between Equipment Breakdown Coverage and a Warranty? Coverage When You Need It Are you covered if you have a major equipment breakdown on one of the systems that keeps your home up and running? READ MORE >>

  What is a hurricane watch? What is a hurricane warning? How are the two different? A hurricane watch means hurricane conditions (sustained winds of 74 mph or higher) are possible in a specified area. This watch is issued 48 hours before tropical storm–force winds (39 to 73 mph) are expected in an area. READ MORE >>

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