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Suzanne Brown Agency LLC Blog: cypress home insurance

View the latest blog posts from Suzanne Brown Agency LLC.

  “Mold Removal” vs. Remediation  What’s the Difference? Since microscopic mold spores exist naturally almost everywhere, indoors and outdoors, removing all mold from a home or business is impossible. Some restoration businesses advertise “mold removal” and even guarantee to remove all mold. READ MORE >>

  WHAT IS A FLOOD LOSS AVOIDANCE? Flood loss avoidance is a protective action taken to minimize flood damage and losses to buildings and personal property before a flood occurs.   WHAT’S COVERED UNDER A STANDARD FLOOD INSURANCE POLICY? READ MORE >>

  Have you ever gotten mad about a bad customer service experience or the neighbor who leaves trash everywhere and go to social media (Facebook, Yelp, Google, etc.)  to vent?  For anyone who posts publicly on social media, you will want to add the Personal Injury Endorsement on your Homeowners Insurance policy. READ MORE >>

With warmer weather comes an array of outdoor activities for the whole family, including cooling off in a pool if you are lucky enough to have one. But with a pool also comes the responsibility of safety must-haves and best practices that any parent or home owner should be concerned with. READ MORE >>

  Here is a list of common summertime activities, and some insurance implications that you should know about so you don’t end up with a case of the summertime blues. Rental Cars: Your personal automobile policy automatically provides liability coverage for your use of a rental car when you are travelling away from home. READ MORE >>

  As an independent insurance agency with over 100 carriers, we have carriers who offer occupation discounts for certain occupations for home and auto insurance.    Not all carriers offer these discounts but many do.  Please be sure to let us know what your occupation is to see if you qualify. READ MORE >>

      Water Damage - Why it's important to act quickly READ MORE >>

Know your stuff - Conducting a personal property inventory Take the time to compile an inventory of your home now, and it will save you precious time and frustration later. A personal property inventory helps to: Ensure you have the coverage you need READ MORE >>

Half of all washing machine water damage incidents are caused from a burst water supply line.  Repair costs about 6000 per incident. Your plan of prevention: Inspect water supply line hoses every six months to ensure the connection to the valve is secure. READ MORE >>

Homes 30 years old are three times as likely to have a plumbing supply or drainage problem.   For your plan of prevention: Inspect pipes annually for condensation, leaks and corrosion.  Call a reputable plumber at the first sign of rust colored water, backed up toilets or sinks and cracked or warped floors. READ MORE >>

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