When shopping online, use one credit card for purchases and then track the charges either online or on the statement when it arrives.
Make sure to use secure websites and log off when completing any purchases. Shoppers should look for an “s” in website URLs. An address that begins with "https://" means the information is encrypted, making it harder for identity thieves looking to steal credit card numbers, passwords or other online identification.
Travelers advises online shoppers to choose a specific delivery time if the retailer provides the option, and make sure someone is home to accept delivery. If purchasing from a larger retailer, consider having your package delivered to a local store for picking up. Take advantage of delivery alerts so you can be notified when a package arrives at your home. If you’re not available to accept delivery, ask a trusted neighbor to take your package inside for safekeeping.
When possible, ask the delivery company to hold your package at their closest pick-up facility until you can retreive it. You also can ask the shipper to require a signature confirmation of delivery in order to prevent packages being left when no one is home to sign for them. It’s also helpful to provide delivery instructions so packages can be left out of sight from your yard or the road.
Avoid using public Wi-Fi when shopping online because unsecured hotspots can allow hackers to access sensitive information on devices. Also beware of wondering eyes spying on phone screens and trying to steal passwords. Video makes it easy for a thief to replay keystrokes for passwords until finding the right combination of characters.
The holidays provide a lot of distractions and enterprising thieves use those opportunities for their gain. Staying alert and taking some basic precautions can help to keep holiday Grinches at bay.
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 40 insurance carriers