Homeowners policies differ and vary by form, endorsements and exclusions. Some home insurance policies do cover recreational, not business, use of damage caused by a drone. For example, if the drone goes into a window or does damage to a roof, that damage could be covered by your home insurance policy. Some of this damage may be subject to a deductible depending what is damaged. Please read your policy to see if your recreational drone damage is covered.
If you would like to discuss with us, please contact our office:
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 100 insurance carriers