As we all know, the hurricane season can be a devastating time in many areas. Being prepared can help alleviate some of the stress and help reduce the impact of the storm on you and your family.However, it is better to be proactive when preparing for any potential storms instead of acting once a threat has been issued.
Listed below are some helpful tips to make sure you and your family are prepared before the season begins:
- Establish an evacuation plan
It is important to know where you are going and what you are taking. Do not forget to take into consideration your pets and valuable items.
- Make copies of any important documents and store in a secure area
Be sure your copies are high-quality and are sealed in a safe, secure area where you can access them if you need to.
- Make sure you have adequate supplies on hand in case you are without electricity or water
People tend to rush to the store when there’s a threat of a storm. However, it is better to have as many supplies on hand to ensure you have what you need and can avoid the crowds. These items include, but are not limited to:
o Non-perishable food items
o Prescriptions and Medical Supplies
o Emergency Home Improvement Tools
o Weather Radio
- Take inventory of your personal belongings
Keep an up-to-date list of the property within your home in case of a total loss. This will help you ensure you have enough coverage through your insurance policies and an accurate idea of how much it would be to replace certain items in your home.
- Preform needed home repairs to protect your home
It is important to make sure your home is as secure and safe as possible; therefore, you should check your windows, doors, and the exterior for any needed repairs. You may also need to cut back any trees that may pose a problem.
- Review your insurance policies
Call to review your coverage. It is important to make sure you know your deductibles and the coverage available in the event of a natural disaster.
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 100 insurance carriers