• Home
  • Get A Quote
  • Customer Service
  • Claims
  • Report Your Claim
  • Carrier Contact
  • Pay
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us Call or Email Us Today
Client Center Login
  • Home
  • Quote
  • Coverages
    • Automobile
    • Business & Commercial
    • Flood
    • Health
    • Homeowners
    • Life
    • Renters
    • Umbrella
    • Watercraft & Boat
    • Windstorm
  • Service
    • Customer Service Portal
    • Customer Service Forms
  • Claim
    • Claim Information
    • Report a claim to the agency
    • Report a claim to the carrier
    • What to do after an accident
    • What to do if there's a fire
    • What to do if there's a flood
    • What to do to after a loss to your home
    • Prepare for hurricane season
    • Water Damage -Act quickly
    • what to do a power outage
  • Pay
  • Resources
    • Employment Center
    • Blog
    • Important Links
    • Secure Area
    • Insurance Glossary
    • Join Our Newsletter
    • Insurance Carrier Contacts
    • First Home Insurance checklist
    • Video Tips
  • About Us
    • About Us
    • Employee Directory
    • Testimonials
    • Location Map
    • Refer a Friend
    • Privacy Policy
  • Contact
Homeowners Insurance HOME Read More
Auto Insurance AUTO Read More
Renters Insurance RENTERS Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Watercraft Insurance WATERCRAFT Read More
Home > Blog > How do I choose an insurance company?
SUNDAY, SEPTEMBER 22, 2013

How do I choose an insurance company?

How do I choose an insurance company?

There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company:

  • Licensing
    Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can you rely on your state insurance department to help if there’s a problem. To find out which companies are licensed in your state, contact the state insurance department.
  • Price
    Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. Get at least three price quotes from companies, agents and from the Internet. Your state insurance department may publish a guide that shows what insurers charge for different policies in various parts of your state.
  • Financial Solidity
    You buy insurance to protect you financially and provide peace of mind. Select a company that is likely to be financially sound for many years, by using ratings from independent rating agencies.
  • Service
    Your insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and quickly. You can get a feel for whether this is the case by talking to other customers who have used a particular company or agent. You may also want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering doing business with had many consumer complaints about its service relative to the number of policies it sold.
  • Comfort
    You should feel comfortable with your insurance purchase, whether you buy it from a local agent, directly from the company over the phone, or over the Internet. Make sure that the agent or company will be easy to reach if you have a question or need to file a claim.
Posted 12:32 AM

Tags: how do i choose an insurance company?, home insurance, houston insurance, katy home insurance, spring home insurance, woodlands home insurance, cypress home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • houston insurance(432)
  • houston home insurance(353)
  • home insurance(328)
  • auto insurance(225)
  • houston auto insurance(212)
  • independent insurance agent(207)
  • katy home insurance(184)
  • insurance(169)
  • renters insurance(138)
  • cypress home insurance(121)
  • woodlands home insurance(109)
  • flood insurance(108)
  • spring home insurance(107)
  • katy auto insurance(103)
  • katy insurance(91)
  • independent insurance(87)
  • independent insurance agency(70)
  • houston flood insurance(55)
  • spring auto insurance(55)
  • cypress insurance(49)
  • woodlands auto insurance(47)
  • home insurance houston(42)
  • insurance agent(40)
  • woodlands insurance(39)
  • best insurance(37)
  • home insurance agent(33)
  • spring insurance(32)
  • life insurance(28)
  • cypress auto insurance(26)
  • home insurance katy(25)
  • houston renters insurance(25)
  • home insurance woodlands(24)
  • business insurance(23)
  • auto insurance agent(22)
  • springwoods village insurance(19)
  • magnolia home insurance(18)
  • home insurance spring(18)
  • umbrella insurance(18)
  • water damage(17)
  • jewelry insurance(16)
  • auto insurance houston(15)
  • health insurance(15)
  • liability insurance(14)
  • best insurance agent(14)
  • identity theft(13)
  • boat insurance(13)
  • hurricane season(12)
  • katy flood insurance(11)
  • windstorm insurance(10)
  • homeowners insurance(10)

View Mobile Version
Facebook
Twitter
LinkedIn
Blog
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Facebook Logo

Resources

Home About Us Get a Quote Customer Service Refer A Friend Contact Us

Contact Us

  • 11999 Katy Freeway Suite 635
  • Houston TX 77079
  • P: 281-558-2210
  • Email Us
© Copyright. All rights reserved.
Powered by Insurance Website Builder