MONDAY, AUGUST 18, 2014
Weddings can be expensive. Insuring your wedding can be a nominal premium considering the high costs of weddings. Here are four most common uses for your wedding insurance.
1. Vendor Issues
Issues with vendors and reception venues are the most frequent wedding insurance claims filed by Travelers customers. According to the insurer, the most common vendor issues are videographers and limousine drivers not showing up, caterers going out of business, and event facilities closing.
2. Weather
Weather events accounted for 23% of Travelers’ wedding insurance claims in 2013. Last month, a couple’s wedding in Oregon made headlines when an approaching wildfire disrupted their ceremony—and made for some incredible wedding photos. Firefighters arrived at Michael Wolber and April Hartley’s wedding ceremony at Rock Spring Ranch requesting they and their guests evacuate the area immediately as a precaution. Luckily, the wedding didn’t have to be canceled as the minister performed an abbreviated ceremony and the photographer snapped a few quick photos.
3. Damage
Damage to property accounted for 19% of Travelers’ wedding claims last year. The damage includes a variety of property, including artwork and landscaping at wedding venues. Wedding insurance is good to have when you consider you’re responsible for 100 or more guests who are having a good time (and possibly drinking) and may get out of hand.
4. Illnesses
An unexpected illness or injury can throw even the most perfect wedding plans into a tailspin. An injury or sickness of the couple or one of their parents accounted for 16% of wedding insurance claims in 2013.
If you are interested in wedding insurance quotes, please contact our office at 281-558-2210 so we can discuss your options
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It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
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