Did you know that your homeowners of renters policy DOES NOT provide coverage for a flood?
A flood can be a very disastrous thing, both physically and emotionally, and sometimes even financially. Those who forgo flood insurance typically end up having to pay out of pocket for any needed repairs and may even have to take out loans. However, when covered by a flood insurance policy, the recovery process is much quicker and you are able to utilize your coverage to replace your assets instead of paying out of pocket.
A flood can happen anywhere at any time
There is a standard 30-day wait when you first purchase a flood policy, meaning that the policy does not go into effect until 30 days after a payment has been received for the new business.
Flood insurance is available for everyone, not just those who live in a high-risk area
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Flood policies are typically inexpensive for those who qualify for the preferred risk program. Insuring a home for $250,000 dwelling value and $100,000 in contents with $1250 deductibles costs as little as $480/year.
Hurricane season is just around the corner, so give us a call or email us to request your flood quotes now!
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 100 insurance carriers