• Home
  • Get A Quote
  • Customer Service
  • Claims
  • Report Your Claim
  • Carrier Contact
  • Pay
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us Call or Email Us Today
Client Center Login
  • Home
  • Quote
  • Coverages
    • Automobile
    • Business & Commercial
    • Flood
    • Health
    • Homeowners
    • Life
    • Renters
    • Umbrella
    • Watercraft & Boat
    • Windstorm
  • Service
    • Customer Service Portal
    • Customer Service Forms
  • Claim
    • Claim Information
    • Report a claim to the agency
    • Report a claim to the carrier
    • What to do after an accident
    • What to do if there's a fire
    • What to do if there's a flood
    • What to do to after a loss to your home
    • Prepare for hurricane season
    • Water Damage -Act quickly
    • what to do a power outage
  • Pay
  • Resources
    • Employment Center
    • Blog
    • Important Links
    • Secure Area
    • Insurance Glossary
    • Join Our Newsletter
    • Insurance Carrier Contacts
    • First Home Insurance checklist
    • Video Tips
  • About Us
    • About Us
    • Employee Directory
    • Testimonials
    • Location Map
    • Refer a Friend
    • Privacy Policy
  • Contact
Homeowners Insurance HOME Read More
Auto Insurance AUTO Read More
Renters Insurance RENTERS Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Watercraft Insurance WATERCRAFT Read More
Home > Blog > 11 Riskiest Dog Breeds for Homeowners and Renters
FRIDAY, MARCH 21, 2014

11 Riskiest Dog Breeds for Homeowners and Renters

11 Riskiest Dog Breeds for Homeowners and Renters

Español: Luna-Lunera,, Husky Siberiano Hembra ...

Insurance companies may deny homeowners and renters insurance coverage to people who own certain breeds of dogs.

If you own one of the 11 “riskiest” dog breeds — which include Rottweilers, Pit Bulls and Doberman Pinschers — you may face some big homeowner’s or renter’s insurance headaches, even if the only things your pup has ever taken a bite of are his Alpo and bone.

Move up Move down
 

The insurance companies don’t want to deal with a potential lawsuit if someone gets bitten or hurt by your dog while they’re in your home so your insurance carrier can deny you coverage because of your dog.  Other insurance companies may still extend coverage to you but will charge you a higher premium for it.   Another option is carriers will insure your property but exclude liability related to your animals, meaning you pay for any lawsuits related to your dog.  

Of course, the rules on which dogs an insurance company will cover and which they won’t vary from company to company — and some companies will cover almost any dog.    Using an independent insurance agenty can help you find an insurance carrier to suit your needs   But as a general rule, insurance companies tend to resist covering these 11 types of dogs — or any mix of these breeds — most often.

  1. Pit Bulls & Staffordshire Terriers
  2. Doberman Pinschers
  3. Rottweilers
  4. German Shepherds
  5. Chows
  6. Great Danes
  7. Presa Canarios
  8. Akitas
  9. Alaskan Malamutes
  10. Siberian Huskies
  11. Wolf-hybrids

(Note: Insurance companies tend to deny coverage for the first four breeds on this list most often, experts say.)

To avoid insurance problems, ask your insurance agent about the breed you’re considering before you buy him or her.  Furthermore, if it’s a rescue dog, find out if it has a biting history or was abused— once a dog injures someone in your home, you risk getting your coverage dropped.

Bottom line: This isn’t to say that you shouldn’t get a pit bull — those little guys can be pretty darn lovable! — or another kind of “risky” dog, but you should call an independent insurance agent to find out whether they cover the breed, and if not, what it will cost to get a homeowners or renters with a company that does.

Posted 2:42 AM

Tags: high risk dogs, home insurance, renters insurance, independent insurance agent, houston insurance, katy insurance, springwoods village insurance, woodlands insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

  • houston insurance(432)
  • houston home insurance(353)
  • home insurance(328)
  • auto insurance(225)
  • houston auto insurance(212)
  • independent insurance agent(207)
  • katy home insurance(184)
  • insurance(169)
  • renters insurance(138)
  • cypress home insurance(121)
  • woodlands home insurance(109)
  • flood insurance(108)
  • spring home insurance(107)
  • katy auto insurance(103)
  • katy insurance(91)
  • independent insurance(87)
  • independent insurance agency(70)
  • houston flood insurance(55)
  • spring auto insurance(55)
  • cypress insurance(49)
  • woodlands auto insurance(47)
  • home insurance houston(42)
  • insurance agent(40)
  • woodlands insurance(39)
  • best insurance(37)
  • home insurance agent(33)
  • spring insurance(32)
  • life insurance(28)
  • cypress auto insurance(26)
  • home insurance katy(25)
  • houston renters insurance(25)
  • home insurance woodlands(24)
  • business insurance(23)
  • auto insurance agent(22)
  • springwoods village insurance(19)
  • magnolia home insurance(18)
  • home insurance spring(18)
  • umbrella insurance(18)
  • water damage(17)
  • jewelry insurance(16)
  • auto insurance houston(15)
  • health insurance(15)
  • liability insurance(14)
  • best insurance agent(14)
  • identity theft(13)
  • boat insurance(13)
  • hurricane season(12)
  • katy flood insurance(11)
  • windstorm insurance(10)
  • homeowners insurance(10)

View Mobile Version
Facebook
Twitter
LinkedIn
Blog
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Facebook Logo

Resources

Home About Us Get a Quote Customer Service Refer A Friend Contact Us

Contact Us

  • 11999 Katy Freeway Suite 635
  • Houston TX 77079
  • P: 281-558-2210
  • Email Us
© Copyright. All rights reserved.
Powered by Insurance Website Builder