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Houston Home Insurance

So you've heard the saying "April showers bring May flowers".

Who knows how much rain we will get in the next few months but it can't hurt to get ready now.


* Keep your home in tip-top shape to protect it against the damage of heavy winds or rain. Make sure your roof, windows and doors are not in need of repair. If so make those repairs now so you do not have more damage later.

* If there is a fire hydrant near your home, make sure it is clear of debris and can easily be located by the fire department.
* Remove low branches and dead trees from around your house. Trim your trees back to avoid having a large limb fall and hurt someone and damage your roof.

* Clear debris from the chimney, gutters and vents so rain water can flow away from your property.

* Position cribs/beds away from windows or tall furniture that could slide or topple.
* Purchase sheets of plywood to cover your home's windows and store them in your garage or shed. If you wait until a storm is imminent, your local hardware store may be sold out.
* Bolt bookcases and other tall pieces of furniture to the wall.
* Power generators are often used during power outages. If you own one, make sure it is well maintained and that all family members know how to operate it properly. Know your carbon monoxide risks with these generators too.
* If you live in a mobile home, make sure it is securely anchored down.

* If you own a boat, make sure it is securely moored.

Also, prepare a home inventory. In case there is a storm, you have a list of what you own. It's always easier to do it now than later when you have a loss, especially fire losses are really hard to inventory after the fire.

Of course, if you need to review your Houston home insurance coverages and deductibles, please contact us. We are always here to assist you.  Email:

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