Call Us Call or Email Us Today
Homeowners Insurance HOME Read More
Auto Insurance AUTO Read More
Renters Insurance RENTERS Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Watercraft Insurance WATERCRAFT Read More

Houston home insuranceIf you own a home and decide to rent it out, you will need to change your insurance policy.  Your homeowners insurance policy will no longer insure you properly since your home is not owner occupied.   Some policies have language that voids your coverages when not occupied as insured.   For properties that are tenant occupied,  you will need a dwelling fire policy for tenant occupied policies.  These policies include the same structural coverage like dwelling replacement cost for main structure and other structures.  The policy can also be endorsed to include fair rental value coverage which is coverage for loss rental income.  Liability for tenant occupied properties can be included.     The level of contents you need will depend on if you leave your appliances, rugs, window coverings and furniture in the home.   The most important thing to remember is to update your insurance if you have an occupancy change.  We offer many carriers who insure tenant occupied properties should you need a quote.
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
Twitter
LinkedIn
Blog
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder