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Houston home insurance

Keep this in case....

Or forward this to someone who may need a reminder.......

Storm in the Gulf? ....time to get some supplies and be prepared now.  Hurricane Season Starts June 1.

Things to do now:

Start collecting supplies

  • water,
  • nonperishable food supply for 3 -7 days,
  • can opener,
  • batteries,
  • flashlights / battery operated lanterns
  • first aid, prescriptions, pet food
  • wood / shutters for windows,
  • tarp to cover openings in roofs and windows
  • NOAA weather radio,
  • special items for infants or elderly or special needs
  • cash
  • Tarp or thick covering if you have roof or window damage
  • Boards or other window coverings
  • Sand bags if you are concerned about flooding
  • Check your generator if it's been awhile
  • Have an inventory listing of your belongings. Take pictures of each room.
  • Click here on how to inventory your items
  • Trim trees back to avoid heavy limbs falling on people, home, and autos.
  • Plan your evacuation route in advance of a storm including finding pet friendly hotels if necessary
  • Get wind and flood insurance if you do not have it. Plan early. It takes flood insurance 30 days to take effect.

Before a storm comes :

  • Make sure your insurance policies are paid in advance.   Review your coverages with us to be sure you have what you need.
  • Understand the difference between a hurricane watch and a hurricane warning. A hurricane watch means a hurricane may occur within the next 24-36 hours. A hurricane warning means that a hurricane will probably strike your area within the next 24 hours.
  • Prepare a survival kit with first aid.
  • Close storm shutters and board up all windows.
  • Secure your garage doors and other exposures where wind can cause damage.
  • Review how to shut off utilities in an emergency with all family members.
  • Secure all outdoor objects or move them inside.
  • Secure your boat or car and move to a safer place.
  • Fuel your car in case you must leave immediately.
  • Evacuate if necessary. Please follow the authorities' request to evacuate. Inform significant others of where you plan to evacuate.

During a storm:

  • Listen to the radio for important storm information and instructions.
  • If at home, stay inside and away from all windows, skylights and glass doors. Do not go outside, even if the weather appears to have calmed. The "eye" of the storm can pass quickly, leaving you outside when the strong winds resume.
  • Close all interior doors if you can do so safely.
  • Take refuge on the first floor in an interior room like a closet or hallway or bathroom.
  • If you are in a second story home, go to a first floor interior room (winds are stronger at higher elevations)
  • If you must evacuate, leave as soon as possible and be sure to tell someone outside of the storm area where you will be.

After a storm:

  • Stay tuned to the radio or television. If you have had to evacuate, return home only after the authorities advise it is safe to do so.
  • Avoid downed power lines.
  • Sniff for gas leaks. If you smell gas or suspect a leak, turn off the main gas valve, open windows and evacuate.
  • Beware and check for gas leaks or electrical system damage.
  • Make temporary repairs as necessary like covering holes in roofs or windows.
  • Call a water restoration company who can help you extract surface water.
  • Do not drink tap water until officials deem it safe.
  • Report the loss to your agent so we can help you.

Be sure your Houston home insurance, Katy home insurance, Woodlands home insurance, Spring home insurance, Pearland home insurance is up to date and current.

1.     Report the loss to your agent. Place our phone number in your directory 713-899-4651 and check out more at our website www.suzannebrownagency.com

 

 

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