Ok I have to admit. I received a speeding ticket recently. If you have, the first thing you want to do without delay is ask your court if you can take defensive driving or a ticket dismissal course. They are really easy to do. You can do it online with a stop and save feature where you can break up the course over a period of time or take a classroom course. My brother took a comedy classroom course and he really liked it. If you can get your ticket dismissed, then your insurance rates should not go up. But if you do not, here is what it can costs you each over for at least three years.
1. Driving while intoxicated or driving under the influence (DWI/DUI)
Highest premium increase: North Carolina – 334%.
Lowest premium increase: Maryland – 15%.
2. Reckless driving
Highest premium increase: Hawaii – 291%.
Lowest premium increase: Louisiana – 29%.
3. Driving 31+ mph over the speed limit
Highest premium increase: Illinois – 99%.
Lowest premium increase: Missouri – 9%.
Driving without a license and not wearing a seatbelt result in the lowest increases nationally, 17% and 6% respectively.
Suzanne Brown Insurance Agency
A Texas Independent Insurance Agency with over 40 insurance carriers