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Equipment Breakdown Coverage is new endorsement you can add to many home insurance carriers.  Since we have over 100 insurance carriers, we have many carriers that offer this.

Equipment breakdown coverage is an affordable alternative to costly home warranty plans.

Base home insurance policies do not cover this so this would be a good coverage to broaden you coverage.

Most equipment breakdown endorsements cover:

Clothes Washers and Dryers
Computer Equipment
Dishwashers
Freezer Units
Garbage Disposals
Heat Pumps
High Efficiency Home Heating and Central AC systems
High Energy Electrical service panels
Home Security Systems
Kitchen Refrigerators
Lighting
Microwaves
Ovens
Surround Sound Systems
Swimming Pool Equipment
Televisions
Water Heaters
Electrical
Garage Door Openers
Ceiling Fans

A typical loss covered would be:
During a family vacation, a storm caused a power outage.  A laptop computer and cell phone were charging when the outage occurred.   When power was restored, a voltage spike damaged the items beyond repair and required their replacement.  With equipment breakdown coverage, this would be covered.

Wear and tear is not covered.

Contact us for more information.

                           www.SuzanneBrownAgency.com
                                281-558-2210
          We offer over 100 insurance carriers.





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