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Know your stuff - Conducting a personal property inventory

Take the time to compile an inventory of your home now, and it will save you precious time and frustration later. A personal property inventory helps to:

  • Ensure you have the coverage you need
  • In the event of a loss, it makes it easier for you to file a complete and prompt claim, supported by accurate documentation
  • Helps determine the replacement cost of your lost or damaged possessions to settle your claim quickly (subject to the provisions of your homeowners or renters policy)

Personal Property Inventory Software

You can always simply make a list in a notebook and save receipts and photos in a file

It can be as simple as a spreadsheet with the following information:
Number of Items
Item Description
Year Purchased
Original Cost
Value Estimate Today (this value is what you total to be sure you have enough Personal Property Coverage)

. Or, you can use Know Your Stuff® - Home Inventory, the Insurance Information Institute's free online home inventory software to create an electronic record of your possessions. With the click of your mouse you can update this list as you buy or eliminate personal possessions.

If you ever have a loss, you will be glad you you took this time to know your stuff.    
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