Call Us Call or Email Us Today
Homeowners Insurance HOME Read More
Auto Insurance AUTO Read More
Renters Insurance RENTERS Read More
Business Insurance BUSINESS Read More
Life Insurance LIFE Read More
Watercraft Insurance WATERCRAFT Read More

Three major coverages




Coverage A-


Bodily Injury and Property Damage Liability

Coverage A is specifically intended to pay compensation for bodily injury and property damage if the insured is found legally liable for as a result of the business activities of the insured. This means that if the insured's business operations cause bodily injury or property damage to a third party, coverage A will cover the damages awarded in a lawsuit up to the policy limits, as well as the contingent legal defense costs.

Intentional injury liability;

Contractual liability;

Liquor liability;

Work-related injury liability;

Pollution liability;

Aircraft, auto, watercraft liability;

Mobile equipment liability;

Transportation liability;

War liability;

Product liability;

Personal and advertising liability.


Coverage B-


Personal and AdvertisingInjury Liability

Coverage B provides protection against personal and advertising injury, such as libel, slander, malicious prosecution, and unlawful imprisonment, copyright and other intellectual property infringement if the insured is found to be at fault

Intentional violation of the right of others;

Publication of libelous material resulting in defamation of character, which the insured knew was false;

Breach of contract;

Any materials published prior to the policy coming into effect;

Wrong description of services or goods;

Copyright, patent, intellectual rights infringement;

Liability for offenses in the areas of broadcasting, advertising, publishing, website content production, etc.

Identity theft

Coverage C-


Medical Payments toOthers


Coverage C is intended to cover the medical expenses of people who have suffered bodily injuries as a result of the business operations of the insured or on the commercial premises of the insured, regardless of legal liability or fault. The insured does not need to be taken to court for Coverage C to come into effect. The only requirement is that the medical bills are incurred within a year of the occurrence.

Injuries to the named insured, a tenant or an employee of the insured;

Any injury that might be covered under a Workers Compensation policy;

Any injury that might occur while a person is doing any other type of sport;

Any injury that might be covered under Coverage A;

Injury caused by war.


Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
© Copyright. All rights reserved.
Powered by Insurance Website Builder