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Discounts on your Auto Insurance will lower your premium!
There are alot of new auto insurance discounts out there. If we haven't shopped your auto insurance, email us today.

One of our auto insurance carriers just announced a 9% rate decrease starting Feb 1, 2013
  • Multi Policy - Up to 20% when you package your home and auto insurance together with the same agency or carrier. Sometimes it doesn't have to be the same carrier but you can still get the discount if you package with the same agency.
  • Occupation *- Up to 10% - some carriers give bigger discounts for higher education, teachers and public servants (police, fire, etc.) Only two carriers offer this right now.
  • Early Quote * - Up to 10%. Most carriers will give you a discount if you purchase your auto insurance 14 days in advance. This discount stays on every policy renewal so it's a discount for the life of the policy which makes this discount important.
  • Home owners - Up to 15%. If you own a home, all carriers will grant this discount.
  • Multi-car - Up to 15%. Two or more cars on one policy saves you premium per car.
  • Safe Driver - Up to 30%. You get this reduction in premium if you do not have any tickets or accidents in 5 years or more.
  • Claims Free - Up to 30%. You get this reduction in premium if you do not have any accidents in 5 years or more.
  • Defensive Driving - Up to 10% if you have proof of completing a Defensive Driving Course. Not all carriers discount for this.
  • Driver Training - Up to 10% if you have proof of completing a Driver's Education Course. This discount is for young drivers.
  • Students - Good Student- Up to 15% for students with A/B grades.
  • Student Away at School with no vehicle- Up to 15% for students without a vehicle away at school
  • Vehicle Anti Lock Brakes, Passive Restraint and Alarm discount - Up to 15%
  • Snapshot* - Up to 30% with Progressive. A small gadget is placed in your vehicle to monitor driving habits. If you drive less than 15,000 miles/year, not between midnight and 4am, and do not brake hard or drive in congested traffic you would receive a discount.
  • Loyalty* - Progressive will provide a discount for the length you've stayed with them.
  • Accident Foregiveness* - Travelers and Progressive will not surcharge for accidents if you've been with them 4 years or more.
  • Paid in full* - Up to 10%. Many carriers will give you a discount for paying in full.
  • AARP - If you have an AARP membership, Hartford will discount your policy 5% for the life of the policy.

*new discounts

Contact us today to shop your auto insurance or discuss your auto insurance discounts at 713-899-4651 or
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