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Are you insured if you rent your home out for AIRBNB or short term rental or any rental for that matter?

If your property is currently insured under an ordinary homeowners policy,  you may not be properly covered if you rent your home out for any length of time.  Renting your home out is considered a commercial transaction.   Homeowners policies typically have an exclusion of coverage for commercial exposures such as renting out the home for income.   Contact an independent insurance agent like us to secure the proper coverage so your property is insured properly in case the tenants cause damage to your property.   Also you will want to the liability coverage to protect you if there is a lawsuit related to that rental or what your tenants could expose you to as well.   Umbrella policies which add more liability coverage up to $10,000,000 would help protect you against the unknown exposures of strangers residing in a property you own.

Please contact us if you need advice on your rental business.

 

www.SuzanneBrownAgency.com
We offer over 100 insurance carriers to choose from
281-558-2210

 

 

 

 

 

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