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Don't think you need an umbrella liability policy?    Do you drive through a school zone?    Do you ever drive after happy hour or cocktails?   Do you ever drive when you're tired?    Have you ever been distracted when you're driving?    Do you have a teenaged driver in the house?    Do you have a swimming pool?   Do you have a trampoline?    Do you throw parties at your home?   Do you or your family post on social media?   Have you ever gossiped about anyone?     Have you ever made disparaging remarks about someone?       Everyone has the potential to being used.    Lawsuits can be frivolous even but you still have to defend yourself.

The cost of a $1 million dollar umbrella liability policy can be as little as 200/year for a household of two drivers.    The cost to hire a defense attorney can be in thousands so why wouldn't you want to spend $200 on an umbrella policy to get $1M of coverage.   Even if you never use it and let's hope you never do,  it's great peace of mind.

If you have questions about your liability coverage, please contact us at 281-558-2210 or email me at Suzanne@SuzanneBrownAgency. Our website allows you to instantly quote up to 20 carriers for both home and auto insurance. 
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